In brief
The new Social Insurance Law of 1445H: pensions, occupational hazards, maternity benefit, unemployment insurance, contributions and fines.
Summary of the law
Key points
- The employer alone is liable to the Organisation for all contributions, its own and the employee's, and may deduct the employee's share from the wage (Article 9).
- Maternity benefit is 100% of the average insured wage over the previous 12 months (Article 42), subject to at least 12 months of contributions (Article 41).
- A first unemployment claim requires at least 12 months of work in the 36 months before the claim (Article 46).
Fines
- Late contributions: 2% of the contribution due for each month or part of a month (Article 9).
- Breaching the law or regulation: up to SAR 50,000, doubled on repetition; registering someone who does not work for the employer is fined per person; no fine for violations more than five years old (Article 59).
A plain-language summary prepared by Al-Bayan Al-Wadih Law Firm, focused on the violations and problems that come up most in daily life. It is not a substitute for the official text or for legal advice.
What it covers
- Pensions branch
- Occupational hazards and work injuries
- Maternity benefit
- Unemployment insurance
Timeline
- Issued: Royal Decree M/273 · 26/12/1445H
Full record of amendments and regulations at the official source
Official text at the Bureau of Experts
The authoritative text is in Arabic; the Bureau of Experts publishes English translations for some laws.
Full official text
The full official text is in Arabic and is reproduced on the Arabic version of this page, as published by the Bureau of Experts at the Council of Ministers. Read the full Arabic text
Library content is simplified general information for awareness only. It is not legal advice and does not replace the official text. Laws change: always check the official source and consult a lawyer before acting. Library data last reviewed: .