In brief
Makes cooperative health insurance compulsory for private-sector workers and their families, establishes the Council of Health Insurance, and sets the services covered, the duties of employers and insurers, and penalties.
Summary of the law
Key points
- Coverage includes everyone the law applies to and family members covered with them under the policy (Article 2).
- An employer who does not insure or pay premiums must pay all premiums due plus a fine of up to the annual premium per person, and may be barred from recruiting (Article 14).
Insured persons' rights
- An insurer that breaches the policy must perform and compensate the damage, plus a fine of up to SAR 5,000 per person covered by the policy concerned (Article 14).
- Violations are heard by a committee formed by the Chairman of the Council of Health Insurance; file complaints with the policy number and the rejected claim.
A plain-language summary prepared by Al-Bayan Al-Wadih Law Firm, focused on the violations and problems that come up most in daily life. It is not a substitute for the official text or for legal advice.
What it covers
- Who is covered
- Covered services
- Employers' duties
- Insurers' duties and penalties
Timeline
- Issued: Royal Decree M/10 · 1/5/1420H
Full record of amendments and regulations at the official source
Official text at the Bureau of Experts
The authoritative text is in Arabic; the Bureau of Experts publishes English translations for some laws.
Full official text
The full official text is in Arabic and is reproduced on the Arabic version of this page, as published by the Bureau of Experts at the Council of Ministers. Read the full Arabic text
Library content is simplified general information for awareness only. It is not legal advice and does not replace the official text. Laws change: always check the official source and consult a lawyer before acting. Library data last reviewed: .